DVB Capital Assets II, LLC is a limited liability company registered in the state of Florida with our primary business the issuance of private placement bonds and investment products.

Our bonds are issued against our vast portfolio of Senior Life Settlement policies. All of the policies held by us are A-rated and covered by top-tier insurance syndicates.

The Company’s business model is to issue a note utilizing Senior Life Settlement (SLS) assets as the collateral asset, for the safety of the noteholders. The note will be a senior secured note held in trust on behalf of the noteholders as well as other layers of protection described herein SLS policies are an underutilized collateral asset with a superior internal rate of return (IRR), a high degree of accuracy relating to the probability of returns, and a mature infrastructure within an industry approximately 30 years old.

The market size of SLS policies is vast and contains a secondary and tertiary market that provides liquidity. The SLS market has become formalized and many institutions now recognize the asset’s value as a standalone or collateral asset. The secondary market for life insurance is substantial and growing as the ageing population of the US nears mortality. According to the American Council of Life Insurers Fact Book 2018 (ACLI), individuals owned totalled $121 trillion in face value of life insurance policies in the United States at the end of 2017. This figure includes term and permanent insurance known as whole life and universal life. The ACLI reports that the voluntary termination rate of individual life insurance policies for 2017 was 5.7%, amounting to approximately $684 billion in face value of policy benefits in 2017 alone.

The Company has established relationships with the providers of SLS policies, reinsurance companies to cover commercial transactions utilizing SLS portfolios, and managers of portfolios that ensure proper maintenance and payment for premiums and trust and escrow relationships with parties who are licensed and accredited to house these portfolios for these transactions. Additionally, the company has the expertise and data analytics programs to address the correct pricing, risk factors and probability of returns when analyzing an SLS portfolio.